Filibuster Rules in the U.S. Senate

Filibuster Rules in the U.S. Senate A filibuster is a tactic used in the U.S. Senate to delay votes on controversial legislation or stifle debate on a topic. Typically, a senator wishing to filibuster will ask to speak on the floor of the chamber and, in an attempt to stall legislation action, hold forth for hours at a time. There are few rules that govern a filibuster because the Senate believes its members have the right to speak as long as they want on any issue.   The filibuster dates to the early 1800s. The record  for the longest filibuster is held by  the late U.S. Sen. Strom Thurmond of South Carolina, who spoke for 24 hours and 18 minutes against the Civil Rights Act of 1957, according to U.S. Senate records. In the modern era,  Republican U.S. Sen. Rand Paul of Kentucky staged a daylong filibuster in 2013 that captivated conservatives and libertarians as well as the national news media. Critics call the filibuster unconstitutional at worst and unfair at best. Others believe it to be a  historical relic. Practitioners of the filibuster insist that it protects the rights of the minority against the tyranny of the majority. By their nature, filibusters are meant to draw attention to a specific issues and have the potential to inspire compromise. According to the U.S. Senate, the word filibuster comes from a Dutch word meaning pirate and was first used more than 150 years ago to describe efforts to hold the Senate floor in order to prevent action on a bill. One Way to Break a Filibuster Filibusters rules allow the delay tactic to go on for hours or even days. The only way to force the end of a filibuster is through parliamentary procedure known as  cloture, or Rule 22, which was adopted in 1917.  Once cloture is used, debate is limited to 30 additional hours of debate on the given topic. Sixty members of the 100-member Senate must vote for cloture to stop a filibuster.  At least 16 members of the Senate must sign a cloture motion or petition that states: We, the undersigned Senators, in accordance with the provisions of Rule XXII of the Standing Rules of the Senate, hereby move to bring to a close the debate upon (the matter in question). Important Dates in the History of the Filibuster ​Heres a look at some of the most important moments in the history of the filibuster and cloture. 1806:  The U.S. Senate amends its rulebook in a way that unwittingly allows a member or members to stall action by speaking for hours on end. The Senate, acting at the request of Vice President Aaron Burr, eliminated a provision called the previous question rule that allowed the chamber to cut off floor debate. Without such a measure in place, a senator was permitted to speak indefinitely, paving the way for the filibuster.1841: Henry Clay  threatens to change the Senates  filibuster rules to allow the majority to close debate when Democrats blocked a bank bill.1872: Vice President Schuyler Colfax rules that under the practice of the Senate the presiding officer could not restrain a Senator in remarks which the Senator considers pertinent to the pending issue.1919: First use of Rule 22 when Senate invoked cloture to end debate against the Treaty of Versailles.1935: Populist U.S. Sen. Huey Long of Louisiana filibusters  for 15 hours and 30 minutes trying, without success, to k eep Senate oversight of National Recovery Administrations senior employees. How was he able to speak so long? He recited  Shakespeare and read recipes for pot-likkers, a Southern term for the  broth created by cooking greens. 1957: U.S. Sen.  Strom Thurmond  of South Carolina filibusters  for a record 24 hours and 18 minutes as part of a move that successfully blocked the Civil Rights Act of 1957.1964: U.S. Sen.  Robert Byrd of West Virginia filibusters  for 14 hours and 13 minutes in an unsuccessful attempt to block the Civil Rights Act of 1964.1968: The Abe Fortas appointment to succeed Earl Warren as Chief Justice of the Supreme Court is  derailed by Republicans through filibuster.2013:  Republican U.S. Sen. Rand Paul of Kentucky filibusters for nearly 13 hours  to question and raise awareness of the U.S. governments use of drones. It is the  ninth-longest filibuster in history.  I will speak until I can no longer speak, he said.  Paul ended his filibuster because he had to go to the bathroom. [This articled was updated in May  2018 by Tom Murse.]

How Laughing Gas or Nitrous Oxide Works

How Laughing Gas or Nitrous Oxide Works Laughing gas or nitrous oxide is used in the dentists office to reduce patient anxiety and relieve pain. Its also a common recreational drug. Have you ever wondered how laughing gas works? Heres a look at how laughing gas reacts in the body and whether its safe or not. What Is Laughing Gas? Laughing gas is the common name for nitrous oxide or N2O. It is also known as nitrous, nitro, or NOS. Its a nonflammable, colorless gas that has a slightly sweet flavor and odor. In addition to its use in rockets and to boost engine performance for motor racing, laughing gas has several medical applications. It has been used in dentistry and surgery as an analgesic and anesthetic since 1844 when dentist  Dr. Horace Wells used it on himself during a tooth extraction. Since that time, its use has become commonplace in medicine, plus the euphoric effect of inhaling the gas has led to use as a recreation drug. How Laughing Gas Works Although the gas has been used for a long time, the exact mechanism of its action in the body is incompletely understood, in part because the various effects depend upon different reactions. In general, nitrous oxide moderates several ligand-gated ion channels. Specifically, the mechanisms for the effects are: Anxiolytic or Anti-Anxiety EffectStudies indicate the anti-anxiety effect from inhalation of laughing gas derives from increased  activity of GABAA  receptors.  The GABAA receptor acts as the central nervous systems principal inhibitory neurotransmitter.Painkiller or Analgesic EffectLaughing gas reduces the perception of pain by facilitating an interaction between the descending noradrenergic system and the endogenous opioid system. Nitrous oxide causes the release of  endogenous opioids, but how this happens is unknown.Euphoria EffectNitrous produces euphoria by causing dopamine to be released, which stimulates the mesolimbic reward pathway in the brain. This contributes to the analgesic effect, too. Is Nitrous Oxide Safe? When you get laughing gas at the dentists or doctors office, its very safe. A mask is used to first administer pure oxygen and then a mixture of oxygen and laughing gas. The effects on vision, hearing, manual dexterity and mental performance are temporary. Nitrous oxide has both neurotoxic and neuroprotective effects, but limited exposure to the chemical tends not to cause a permanent effect, one way or the other. The primary risks from laughing gas are from inhaling a compressed gas directly from its canister, which could cause severe lung damage or death. Without supplemental oxygen, inhaling nitrous oxide can cause hypoxia or oxygen deprivation effects, including lightheadedness, fainting, low blood pressure, and potentially a heart attack. These risks are comparable to those of inhaling helium gas. Prolonged or repeated exposure to laughing gas can lead to a vitamin B deficiency, reproductive problems in pregnant women, and numbness. Because very little nitrous oxide is absorbed by the body, a person inhaling laughing gas breathes out most of it. This can lead to risks to medical personnel who routinely use the gas in their practice.

Joint Strike Fighter Term Paper Example | Topics and Well Written Essays - 1250 words

Joint Strike Fighter - Term Paper Example Most systems share common characteristics that include; maintenance of an  internal  steady state, presence of inputs, processing, output and feedback mechanisms, display emergent properties that are peculiar to the whole, and  have  boundaries defined by the system observer. Systems do not  operate  in a vacuum; they comprise of smaller units called subsystems. The subsystems  interconnected, transfer  knowledge from a system to the next. A system can only operate within its boundaries (Blanchard, Benjamin & Wolter 5). The  system  observer  defines the boundaries, and outside these boundaries lies the  environment  (Blanchard, Benjamin, and Wolter 5). The Joint Strike Fighter (JSF) program  is a  growth  and acquisition plan  intended to restore a wide array of existing  strike, fighter and land attacks for the United States and her allies. The main competitors for the program were Lockheed Martin X-35 and Boeing X-32 of which the former; Lockhee d X-35’s  prototype  won the tender. The  firm  came up with the F-35 Lighting II to replace various tactical planes such as the Canadian CF-18, British Harrier GR7 and the US F-16.  The X-35 portrayed the most  persuasive  demonstration  by taking off in less than 150 meters. ... After data  collection and conversion into appropriate  medium  for input, its processing follows; manipulation into information using  input  procedures. Output marks the end of the data processing function of the system. It communicates the information derived from the processing function to the recipient users or another  data  processing  function. System  control  is  vital  in all data processing systems (Blanchard, Benjamin & Wolter 8). System  controls  refer to a  gadget  or  set  of systems that direct,  command  or  regulate  the workings of a system. The elements of  control  include a feedback mechanism that offers descriptive and  comprehensive  information on the input,  output  and processing aspects of the system. Feedback describes a  check  within a  system  that ensures the overall achievement of system goals. It denotes a situation when the output from a  past  process  influences the recurrenc e of the same result in the  present  or future  process. Feedback mechanism  performs controls through a loopback. Positive and negative feedback mechanisms are the two broad divisions of feedback mechanism.   A positive going  wave  on the output amplifies the input signal resulting in the same output  production.  Contrastingly, a signal  inversion occurs leading to a negative going change in the output.  Interfaces are areas of intersection or interactions of different systems that exchange information or  energy. The final element of a system is the  environment. This is that  area  outside a system. A system can interact either with its environment or with not (Blanchard, Benjamin, and Walter 13). Based on their interaction with the surroundings, systems are either  open or closed systems. An open

Community Health Advocacy Project Part Four Essay

Community Health Advocacy Project Part Four - Essay Example There are also protective strategies that promote risk factors and health cases (Glanz, Rimer & Lewis, 2002). The implemented strategies at this point encompass good nutrition standards and health education programs. In that aspect, the primary level of prevention is also concerned with persons who are at the point of stage susceptibility to a disease. Another one is the second level of prevention that is also called the secondary level. It lays emphasis on the early identification and prompt treatment of a disease to prevent its spread. Therefore, these measures are essential to deter serious effects that have a likelihood of occurrence in case the disease is not treated on time (Bartholomew, 2011). Alternatively, the secondary level also tackles the prevention of patients that is targeted at those facing the early stages and pre-symptomatic signs of the disease. In that case, one of the tactics for secondary prevention involves screening of the disease that affects both individuals and groups. The final level of prevention is called tertiary prevention. This always happens after the disease has just happened. It is targeted at terminating the influence of the disease and also reduces the damage to the affected individual. Tertiary prevention also deals with rehabilitative measures that assist in the improvement of body functioning that supersedes a disease. Therefore, in the case of aggregate assessment of HIV/AIDS in Belle Glade community, there are interesting issues to note. For example, the primary level of prevention also encompasses safe sex education for the population. The population should also be sensitized to engage in safe sex by always using condoms as a deterrent measure against HIV/AIDS infection (Department of Health and Human Services, 2010). Additionally, there should also be health education that informs the masses about the modes of HIV/AIDS transmission and

Cat in the Rain Interpretation Essay Example for Free

Cat in the Rain Interpretation Essay Topic: The symbol â€Å"cat† in â€Å"Cat in the rain† (Ernest Hemingway) In many of his stories, Ernest Hemingway used symbols to express the profound meaning of those stories. In â€Å"Cat in the rain†, the poor kitty is the main symbol since it expresses much about the theme of the story. In my opinion, the cat symbolizes three things such as a baby, the couple’s relationship and the wife herself. Initially, the cat is symbolic of a baby. The first reason is the cats here stands for something little and vulnerable which is like a baby. Moreover, when it â€Å"was crouched under one of the dripping green tables†, it appears to be so pitiful, which evokes the wife’ caring and protective instinct of a mother. She feels sorry for it because â€Å"It isn’t any fun to be a poor kitty out in the rain†. She calls it â€Å"she† like it is a human. In addition, although the cat is gone, she still wants to have the cat â€Å"sit on my lap and purr when I stroke her†. In short, the wife sympathizes with the cat and wants to treat it lovingly, which is very mother like. Therefore, a baby is the first thing the cat symbolizes. Next, the cat is also a symbol of the couple’s marriage. The little cat silvering in the rain stands for the unstable marriage of the couple. When the wife sees that poor kitty, she immediately goes to save it. She is willing to go through the rain, which signifies the struggles obstructing her. At the end, she cannot have the cat, in other words, cannot save her deteriorating marriage. In contrasts to the wife’s eagerness, her husband seems to be so indifferent since he is reading all the time:†the husband went on reading†, â€Å"George was on the bed, reading†, â€Å"he was reading again†, â€Å"he was reading again†. Although he does propose to go get the cat, it is just a half-hearted offer. It is only the wife who wants to save the relationship, and without the help of her husband, it cannot be saved. In brief, the marriage of the couple is the next thing that the cat is symbolic of. Last but not least, it is the wife herself that is the most important meaning of the cat. When the cat is first described, it is called â€Å"she†, which is intentionally link the cat and the American girl. She is also nameless like a little poor cat lacking attention from other people. The husband says that he will get the cat but later he does nothing, which is like the way he tries to care about his wife but does not satisfy her needs. Therefore, when the wife sees the cat in the rain, she sympathizes with it, she wants it to sit on her lap and stroke it. It is also her inner desire to have someone treat her lovingly like that. In a nutshell, the wife is the last and clearest meaning of the cat in the rain. The story â€Å"Cat in the rain† may seem to be uncomplicated; however, it has much deeper meanings which are partly expressed through the symbol â€Å"cat†. This symbol, which is interpreted to symbolize three things, plays an important role in helping the readers to better understand the theme of the story.

Analysis of Unforeseen Results of Technological Advance Essay -- Techn

Throughout history technology and technological advances have shaped our lives, our culture and our world. Everyday new technologies are being created that change our world, both for the better and for the worse, both expected and unexpected. Since there have been technological advances, there have been unexpected consequences of those advances. Advances like the stirrup, the industrial revolution, mass production, the clock, advances in medicine and domestic technology have all had unanticipated consequences which have had profound effects on our society, and our planet. Around the Dark Ages the stirrup came to Europe. It was brought by nomadic Asian tribes as they travelled west. First accepted by the Frankish tribes, it allowed for the first use of effective heavy cavalry. Before this it was too difficult to balance on horse back with heavy armour, so cavalry was limited to mainly reconnaissance and scouting. Heavy cavalry quickly became a powerful weapon for medevil kings, and this eventually brought about the invention of knights. Knights were used as shock tactics, they would charge enemy lines and send them into disarray. This tactic became extremely effective. With the invention of knights came the Feudal System. The Feudal System was basis of Medevil European society. Kings would award land to people in return for the service of a knight for a certain amount of time each year. This way the king would have access to knights and people would be able to acquire land in return for them. Although the stirrup was originally just used for better su pport while on horse back, it unexpectedly brought about the invention of the greatest weapon in Medevil Europe and with them, the basis for European society at that time. During t... ...the advances did was make the work less physically demanding, that meant that women did not need the help of men and children to do the work, all the advances did was make housework more efficient, but just as time consuming as before. Women still hard the bulk of the household workload and were for the most part not free to pursue careers. In conclusion, it is evident that throughout history technological advances have produced unexpected consequences for the world. Examples like the stirrup, the industrial revolution, mass production, the mechanical clock, medical science and the birthing process, and domestic technology have shown that there are serious social, economic, and cultural consequences that may arise. It also shows that we can expect more unanticipated consequences as we continue to make more and more technological advances in all aspects of science

Messages of Strength and Pride in Three Poems

Poems from the Harlem Renaissance provide vibrance and energy for the reader as they enliven a culture and tradition never before seen in the United States.   The poems â€Å"Chicago,’ by Carl Sandburg, â€Å"The Harlem Dancer,† by Claude McKay, and â€Å"Mother to Son,† by Langston Hughes, all embody this strong culture through vivid images an lingering metaphors.   While they show the pride and substance of their subjects, the poems also hint at a bit of vulnerability as well.   Therefore, these three poems metaphorically illicit outward shows of strength and pride which hide pain, toil and even resentment underneath.Strength is an attribute of a person who has toiled and prevailed despite the overwhelming odds against him.   In the first half of the poem, â€Å"Chicago,† the first person speaker is addressing the city through a series of metaphors.   First, he addresses him as a serious of occupations which all require great physical strength but which do not have an association with upper class wealth or power:HOG Butcher for the World,  Tool Maker, Stacker of Wheat,  Player with Railroads and the Nation's Freight Handler (Sandburg, lines. 1-3).  These images create a masculine, hulking mood for the reader.   It is evident that life in this city requires brawn and even a cunning mind. The speaker notes the physical attributes of the city, which can be compared to a man:   Stormy, husky, brawling,  City of the Big Shoulders† (Sandburg, lines. 4-5).The city is personified as a hard-working and proud blue collar worker who may have to resort to underhanded dealings in order to survive.However, as the poem progresses, the metaphors change.   The speaker begins with a parallel series of descriptions – â€Å"wicked,† â€Å"crooked,† and â€Å"brutal,† to characterize the city along with a justification for each.   He notes the city is â€Å"sneering† but with  lifted head singing  so proud to be alive and coarse and strong and cunning† (Sandburg, lines. 18-19).The suggestion is that the city demands more than hard work; it sometimes takes pain and trickery from its inhabitants.   However, the messages notes that sometimes this behavior is necessary for survival, and that the city has no moral problem with crime, corruption and manipulation.Finally, the poem shifts to the metaphor not of a man at all, but a beast.   This creature is Fierce as a dog with tongue lapping for action, cunning  as a savage pitted against the wilderness† (Sandburg lines. 23-24).Now the city is not human, but savage and untamed, reflecting the problems it presents for the survival of its dwellers.   They must endure, the smoke, the dust, the teeth and the burden of the city and somehow manage to laugh,  even as an ignorant fighter laughs who has  never lost a battle† (Sandburg, lns. 34-35).The bottom line for this poem is pride. Sometimes the people had to be dishonest and brutal, but they have an immense pride in getting to where they are.   The personified images of the city portray all of these emotions for the reader.â€Å"The Harlem Dancer,† by Claude McKay, focuses on the single image and experience of a boy watching a girl dance.   While the image is softer, it can correlate with the message from â€Å"Chicago.†Ã‚   Of course, the undertone is that these dancing girls are prostitutes, tempting the boys to wrongdoing, but that is part of the magic of the experience for these Harlem youth.   Despite her degrading occupation, the dancer of note is elevated to idealistic proportions in the eyes of the speaker.First, she is half-clothed, and swaying, which reminds the young man, oddly, of a palm tree.   He notes,  To me she seemed a proudly-swaying palm  Grown lovelier for passing through a storm   (McKay, lines. 7-8).With this description, the reader understands that even the boy recog nizes that this girl does not belong in Harlem.   After all, no palm trees grow anywhere near Harlem; they are products of more tropical, exotic climates, as is the dancer.   He also insinuates that she has endured hardships herself, the storm he notes, and finds her more attractive for having survived those hardships.Next, the speaker notes the melodic, otherworldly quality of her voice.   He says,  Her voice was like the sound of blended flutes  Blown by black players upon a picnic day (McKay, lines, 3-4).  he airiness of her voice and their comparison to prayers places the girl in an almost angelic realm, oddly juxtaposed to her actual position as a prostitute. This angelic nature is further emphasized by her â€Å"gauzy† dress, her graceful body, and her â€Å"shiny curls.†Ã‚   To the speaker, she is perfection, something he has never before experienced.However, underneath the beautiful figure of the dancing girl is something else, something that the bo y eventually notices.   She is not the strong and serene figure he initially perceives.   She is, in his words, not there.   He notesBut, looking at her falsely-smiling faceI knew her self was not in that strange place (McKay, lines 13-14).The speaker comes to realize that she is not truly the confident and strong person that he initially perceived her to be.   In order to get through her day, she has to somehow transport herself elsewhere, and he has bought into it for a while.   She is not ideal or perfect but has had her own shares of struggles and deceptions.The poem â€Å"Mother to Son,† by Langston Hughes, also illuminates the theme that life is a struggle, but one that should make a person proud.   The speaker is an African-American mother who is attempting to relate a life lesson to her son.   She uses a metaphor of a crystal staircase to try to emphasize the hardships she has endured in getting to the place she is now.   The clever analogy notes that a crystal staircase would be smooth and easy to climb, unlike the experience the mother relays:Well, son, I'll tell you:  Life for me ain't been no crystal stair.  It's had tacks in it,  And splinters,  And boards torn up,  And places with no carpet on the floor —  Bare. (Hugues, lines 1-7)Her life journey was painful and filled with obstacles, and she wants her son to realize this so that he will be ready for his own obstacles and hardships in life.   Ã‚  She does not want him to grow up expecting to have things handed to him, but to expect to have to work hard for the things he wants.Another message that she wants to convey to her son is that he should never give up despite these hardships.   She wants to encourage him:So boy, don't you turn back. Don't you set down on the steps ‘Cause you finds it's kinder hard (Hughes, lines 14-16).In addition to warning him about the condition of the stairs and the difficulty of traversing them, the mother is also w arning her son of the dangers.   She notes that sometimes the stairs are dark, and she warns him against falling.   Of course, the grand metaphor for life is apparent.   Life is sometimes dark, full of pitfalls, and daunting, but she has continued the journey and is endeavoring to make her son do the same.She is not making the journey sound easy; clearly, they were not the privileged individuals, but she is attempting to instill endurance through her message.   After all, she is still climbing the stairs, and if she can do it, so can he.All three of these poems address issues of life and perseverance.   None of the lives described seem easy.   Life in â€Å"Chicago† is compared ultimately to a beast that laughs and sneers.   Life as   Ã¢â‚¬Å"TheHarlem Dancer† is empty for her, as she continually desires to be somewhere else.   Life on the broken staircase is uncertain and treacherous.   However, all three scenarios represent the continual toil of lif e, and the pride that these individuals have.   They may not have riches, easy jobs, or crystals stairs, but they have their work ethic and their sense of self-worth, and that is all that matters.WORKS CITEDMcKay, Claude.   â€Å"The Harlem Dancer.† Retrieved 9 April 2007 fromhttp://www.poetry-archive.com/m/the_harlem_dancer.htmlSandburg, Carl.   â€Å"Chicago.† Retrieved 9 April 2007 from http://carl-sandburg.com/chicago.htm

Is Credit Card Necessary in Our Life Essay

A credit card is a card issued by a financial company to the holder in order for an individual to borrow funds often at a point of sale. It is important to note that credit cards charge interest and are basically use for short-term financing. Moreover, the interests charged on credits cards are enacted usually one month after purchasing is made and borrowing limits are pre-set. This is with regard to the individual`s card rating. Significantly, credit cards contain a higher interest rate that is about 19% per year than majority of the consumer lines or loans of credit. Consequently, many consumer stores allow payment through credit cards, an aspect that has seen the vast growth of these cards. Suze denotes says â€Å"For Americans who don’t pay their entire credit card bill each month, the average balance is close to $4,000. † In addition, they are a mode of payment in the current world by most companies and even the civil servants. However, the various limitations like dent limit make credit cards insignificant in our life. Credit cards are not necessary in our life because they impose various limitations to the card holders. First, charging items, goods, and services on plastic can be convenient but encourage poor spending habits. Credit cards are readily within one`s reach. Moreover, people walk with these cards in their wallets and handbags. This is not only, a limiting factor, but also encourages the issues of money expenditure. For instance, online stores have become a considerable element in the current American society. Buying of goods and services can be done within seconds, especially with the home delivery services at hand. Suze in her argument emphasizes, â€Å"But also realize that some of you are broke by circumstances. I believe you are Broke by Choice. † This is to indicate the practices that we engage with the accessibility to the cards. Credit cards expose high rate expenditure among people with even little goods they would purchase locally. Credit card debt is a considerable problem that each ground people every year. Rise in the interest rates is a limit factor towards the use of credit cards. It is evident that financial companies vary their rates within days and even a month. For instance, the interest rate may change frequently if the economy of the nation keeps alternating. This puts the credit card holders in a chilly spot. The fluctuation of interest rates has resulted to individuals going for loans since they cannot support their bills. Suze denotes, â€Å"The average interest rate charged on credit is 15 percent, with plenty of folks paying 18 percent†¦ † Moreover, the financial companies are after profits, and to ensure they have established this, they enact interest rates that are merely undistinguishable by the credit card holders. This exposes the card holders to vulnerability of inevitable charges by the organizations. Moreover, at times payments through the credit cards get missed. This is usual among the card holders. Various companies have emphasized on credit card payment mode. However, it is imperative to note that during the transfer of money from the corporative, some instances of money loss have been identified. Efficiency is a factor that cannot be relied on from payment and service coherence. Furthermore, online vandalism in the form of account hacking is a current problem facing credit card issuing financial corporations. For instance, payoneer company accounts that are issued online to individuals from various regions of the world have faced vandalism with clients and card holders losing millions of cash. Hacking online credit card accounts has become a common practice in the present society. This has forced people to limit the utilization of the credit cards. Credit cards are likely to accumulate debts if the monthly charges are not paid in time. â€Å"†¦if you are late on any other card, your zero deal can be in jeopardy. † In addition, credit card scores are trashed by the financial companies rendering to discrimination of the individual card holders. On the other hand, credit cards can be regarded to be very significant in the modern world. This is because they solve the issue of distance payment. For instance, an individual living in Great Britain can receive his/her salary even if working for a company established in the United States. This is because the credit cards allows funds to be deposited on the card holder`s card. Furthermore, the card holder can withdraw money from any card supporting Automatic Teller Machine (ATM). This is not only an advantage to the credit card holders but a limitation to knowing their bank ledger rates and various banking processes within the account. Majority of the credit card holders neglect the various conditions and terms they are subjected to during account application. Considerably, for the people who do not pay their credit card bill every month, it is significant to note that their average balance is estimated to $4,000. Considerably, the higher earning individual with an annual income that ranges $75000 and $100000, the average balance is approximately $8,000. â€Å"To see if you have been late on any card, not just their car. † This is a remarkably high cost in incorporating credit card in aspects of payment and other financial areas. It does not make meaning if an individual is paying, for example, 18 percent interest on a $7,000 balance and he/she makes just 1. percent minimum payment each month. This is because the individual will end up paying $20,000 in the averagely 50 years he/she will take to decline the balance to zero. It is important to note that those people who like buying goods on credit are at a big risk of ending up in great debts. The various transactions or credits that are made on the credit cards are crucial since they gain more interest to the related financial company. It is important to limit the rate at which one uses the credit card. Suze denote â€Å"Push yourself hard to make that extra payment as large as possible. Otherwise, an individual will end up accumulating a good amount of dents. Paying for groceries and friends drinks at the restaurant at your expense is a practice will finally get one to the unpaid credit balance. The card sets an individual for many snares and traps though the card companies in order for you to spend more creating more debts. The strategy for getting out of rid of the credit card debt is only by maneuvering the credit card companies with strategies that will ensure individuals pay the least amount possible interest rate. Considerably, the average interest charged on a credit card is about 15 percent. However, Suze says that, â€Å"majority of the people pay at around 18 percent and any balance carried by a credit calls for the rate lowered as possible. † In conclusion, it is important to note that credit cards are not necessary to our life. This is with consideration on the various credit debts they can amount to an individual. Further, they enhance high expenditure through online stores including groceries. Therefore, progressive use of credit cards even with minor goods and services that can be obtained readily endangers you to debts that are critical within credit card use. The most appropriate strategy in dealing with high-rate debt in the use of credit cards is ensuring that all your cards are equally used. â€Å"If you have a FICO score of at least 720, and you make at least the minimum payment due each month, on time, you should be able to negotiate with your current credit card issuer to lower your rate. If other cards are frequently used unlike others an individual would be paying the monthly charges and other interests for free. Therefore, credit cards are a critical aspect in the financial ground of an individual.

Technology Essays

Technology Essays Technology Essay Technology Essay Technology Makes Life Simpler Technology today is everywhere. It is a need for our lives today. Anyone who is not updated in technology, are left behind. Though it is possible to do things without technology, it is hard or it takes a lot of time to do simple stuff, like making a Powering presentation or milking a cow. Entertainment really makes technology evolve. It makes life simpler. Computer is one of the common types of technology that makes our lives simpler. You can make Powering presentation for students project presentation or office ark. Spreadsheet makes your work easier and more professional. Computer can also makes files and folder for you instead of having a lot of cabinets and papers and you can Just search your files immediately than searching in the cabinet one by one. There are other things that you can do like surfing the web. The internet is one of the most use things in the world. There are many things you can do in the internet, like you can watch a video on how to create a pizza or where is the best place to have a dinner with your date. People are watching their very existence be wiped away and they are too busy watching TV. Many argue that technological advancements are beneficial because they further medical research to find cures for diseases. However, in recent studies obesity has surpassed smoking as the number one cause of preventable death in the United States. The obesity of low income families increased by 400% after being given a computer, TV and car. Their physical activity levels decreased by 31%, with 21% more sitting. Evidently, personal technology makes for a very complacent and lazy society. With being able to finish your homework, talk to a friend, watch a video, even order food, all without having to get out of your chair, the need for physical activity is becoming alarmingly obsolete. People are able to drive cars instead of walking-thanks to technology. People can research things online instead of having to go to the library-thanks to technology. People can sit and watch thousands of shows to entertain themselves instead of going outside and playing sports-thanks to technology. Isnt It ironic how technology is helping solve health Issues, yet promoting them at the same time? Although technology yields many benefits, there are major repercussions to suffer if we become too dependent. With the ease of talking friends and playing games online, a virtual reality is created that allows the user to immerse themselves in a world that isolates them from society. The lure of endless websites, social networks to update and videos to watch prevent students from wanting to spend time outside or with their family and friends. The television eliminates the need for relationships. This overuse and dependence is no different than that of a drug addict. Addicts are looked down upon in society with pity or not having the will power to stop or ability to see how their addiction is ruining their lives, but really how different is society with personal technology? After being provided a solution for a problem we never had, in a couple months we immediately think we cannot live without it. How long was it until we realized smoking was bad? It was okay back then because everyone did it. How long will it be until society realizes the detrimental effect technology has on themselves? We are a species mean to evolve, we are human. But with every new gadget that is innovated, we are pulled rather and further away from our humanly culture. The heavily growing independence shrinks brain capacities, contributes to obesity and isolates people from interaction. The need for calculating, and physical movement will soon become obsolete. Do we have the power to refrain from personal technology before it ruins us? Or will we be unable to function without phones, computers or cars? It is time for us to turn off our computers, phones, cars and TVs and unplug, or else we will continue to fuel the demutualization of society and irreversibly evolve into the robotic, technological age.

Free Essays on The Revolt of Mother

Domestic Disobedience and the role of women in â€Å"The Revolt of ‘Mother’† In an essay by Mary Wilkins Freeman Reflecting on her story â€Å"The Revolt of ‘Mother’† she wrote that: In the first place all fiction ought to be true and â€Å"The Revolt of ‘Mother’ â€Å" is not true . . . . There never was in New England a woman like Mother. If there had been, she certainly would have lacked the nerve. She would also have lacked the imagination. New England women of that period coincided with their husbands in thinking that the sources of wealth should be better housed than the consumers. (qtd. in Gassler) The above quote reveals Freeman’s understanding that the dominant views of how society and the family are structured are rarely challenged or even seen as a problem. In the patriarchal farming society of New England, women understood their place and did not think to challenge it. Yet, this untruth as Freeman sees it is exactly the thing that makes her story so compelling and allows it to illuminate the plight of woman in an oppressed society. In â€Å"The Revolt of ‘Mother,’† Freeman, by comparing Sarah Penn’s personality and actions to historical revolts involving men, places Sarah’s female act of domestic disobedience in the context of important patriarchal revolts and shows how Sarah revolts against three male-dominated structures. Freeman establishes the male dominance in patriarchal society from the very beginning of the story. At the beginning of the story, when Sarah goes outside to ask her husband â€Å"what are them men diggin’ over there in the field for† he simply â€Å"shuts his mouth tight† and continues to harness his horse (168). The male does not have to disclose any information to his wife if he does not care to do so. His silence is not a matter of weakness but of his dominance. His power resides in the fact that he can remain silent without consequence. The description of the husband’s actions ... Free Essays on The Revolt of Mother Free Essays on The Revolt of Mother Domestic Disobedience and the role of women in â€Å"The Revolt of ‘Mother’† In an essay by Mary Wilkins Freeman Reflecting on her story â€Å"The Revolt of ‘Mother’† she wrote that: In the first place all fiction ought to be true and â€Å"The Revolt of ‘Mother’ â€Å" is not true . . . . There never was in New England a woman like Mother. If there had been, she certainly would have lacked the nerve. She would also have lacked the imagination. New England women of that period coincided with their husbands in thinking that the sources of wealth should be better housed than the consumers. (qtd. in Gassler) The above quote reveals Freeman’s understanding that the dominant views of how society and the family are structured are rarely challenged or even seen as a problem. In the patriarchal farming society of New England, women understood their place and did not think to challenge it. Yet, this untruth as Freeman sees it is exactly the thing that makes her story so compelling and allows it to illuminate the plight of woman in an oppressed society. In â€Å"The Revolt of ‘Mother,’† Freeman, by comparing Sarah Penn’s personality and actions to historical revolts involving men, places Sarah’s female act of domestic disobedience in the context of important patriarchal revolts and shows how Sarah revolts against three male-dominated structures. Freeman establishes the male dominance in patriarchal society from the very beginning of the story. At the beginning of the story, when Sarah goes outside to ask her husband â€Å"what are them men diggin’ over there in the field for† he simply â€Å"shuts his mouth tight† and continues to harness his horse (168). The male does not have to disclose any information to his wife if he does not care to do so. His silence is not a matter of weakness but of his dominance. His power resides in the fact that he can remain silent without consequence. The description of the husband’s actions ...

E-commerce Research Paper Example | Topics and Well Written Essays - 2500 words

E-commerce - Research Paper Example However, the key challenge has been the fraud and general security issues this affects both the buyer and the seller. Businesses run the risk of phishing attacks before they can transact any business. This is costly for them as a business, but it is inevitable to avoid further losses in future. The customer is the most vulnerable to fraud and security risks the common security issue is hacking of their credit card. My paper seeks to explore deeper into these problems (fraud and security), effects on e-commerce, and ways of improving the security of the business to both customers and the sellers. The recommendations to be made can be used by authorities to make changes in the trade for its success in the future. 2. LITERATURE REVIEW 2.1 Introduction Since the introduction of e-commerce fraud and security issues are a serious blow in the business, of all other issues that people around the globe have had to put up with, fraud and security issues have dominated. Discussions have previou sly been held to try and bring a lasting solution but with little success. Of all cyber crimes in the world, fraud accounts for 3% which is a substantial margin compared to other small offences committed through internet. Garner Group on the other hand estimated that around 1.06% of the total online transactions are fraudulent as compared to the 0.6% (Reynolds 2004). Both statistics above translate to a lot of money loss, which affects clients and sellers of goods or services. Effects and impact of security and fraud in e- commerce are worrying, by year 2003, it was estimated that 1.8 billion dollars would be lost (Debjan 2005). Once one is a victim of security and fraud in e- commerce, majority fear and their perceptions changed. Many fear that they may lose their money again... Since the introduction of e-commerce fraud and security issues are a serious blow to the business, of all other issues that people around the globe have had to put up with, fraud and security issues have dominated. Discussions have previously been held to try and bring a lasting solution but with little success. Of all cyber crimes in the world, fraud accounts for 3% which is a substantial margin compared to other small offenses committed through the internet. Garner Group, on the other hand, estimated that around 1.06% of the total online transactions are fraudulent as compared to the 0.6% (Reynolds 2004). Both statistics above translate to a lot of money loss, which affects clients and sellers of goods or services. Effects and impact of security and fraud in e- commerce are worrying, by the year 2003, it was estimated that 1.8 billion dollars would be lost (Debjan 2005). Once one is a victim of security and fraud in e- commerce, majority fear, and their perceptions changed. Many fe ar that they may lose their money again especially if they lost a lot of money previously.Literature review below has the research and view of people who have done research e-commerce in the past. The literature has a lot of information and data regarding the proposal.E-commerce touches many people’s lives around the globe, a million e-businesses, are registered and operation on the internet, interacting with a billion people both buyers and potential buyers, through trillion interconnected intelligent devices.

Critical thinking why guns wont make us safer Essay

Critical thinking why guns wont make us safer - Essay Example there are suggestions from the public that guns enable citizens to protect themselves, this is not the case because, guns continue to be used in domestic violence across the American society. To further prove the need for gun control, studies shows that countries implementing laws related to gun control have realized success in terms of reducing homicides, suicides, domestic violence and other gun related violence or crimes (Trotter 26). Sean Faircloth is correct in his argument that guns will not make the society safer. The infiltration of guns into the hands of the citizens in America, has done more harm than good. Statistics shows that gun ownership has resulted to an increase in homicide which often occur because of domestic violence. In addition guns are used to commit suicide and mentally or psychologically disturbed teenagers are using guns to kill fellow students. In essence, this statistics is an evident that there is need for gun control in the American society to protect c itizens from harm. As argued by Faircloth, it is true that most homicide committed in American homes is mainly contributed by ownership of guns by citizens. Citizens normally acquire guns for safety purposes; however, these guns pose a danger particularly in a spate of anger, either spouse can use a gun in case of an incidence of domestic violence. On the same note, it is true that domestic violence go hand in hand with gun violence and in most cases, it is women who are the victims of gun violence especially in American homes. Most people who own gun in the American society are not insane, the citizens who own guns are stable and their prior intention is to improve the safety of their homes (Faircloth). As reiterated by Faircloth: â€Å"Most citizens who own guns normally do not have an intention to turn against their wives or girlfriends, but in a spate of anger guns can become a tool of lashing out. Shooting another person only takes seconds and one only realizes after the damage